Medical Insurance Information...

At EMCI, we want our clients to have a worry free stay in Canada but sickness and accidents can happen. Medical services in Canada are of the highest calibre but are very costly to those not possessing medical coverage, so MEDICAL INSURANCE IS A MUST!!!    While Canadian citizens and permanent residents are covered by provincial medical insurance services,

Canada does not pay for hospital or medical services for visitors. (http://www.cic.gc.ca/english/information/faq/visit/visit-faq05.asp)

The Government of Canada does not pay for the medical costs of foreign students. Health coverage for foreign students varies among the provinces. (http://www.cic.gc.ca/english/study/study-arriving.asp) 

 In British Columbia:

An individual must be a resident of British Columbia in order to qualify for medical coverage under British Columbia’s Medical Service Plan (MSP). A resident is a person who meets all of the following conditions:

• Must be a citizen of Canada or be lawfully admitted to Canada for permanent residence;
• Must make his or her home in British Columbia;
• Must be physically present in British Columbia at least 6 months in a calendar year; and
• Dependents of MSP beneficiaries are eligible for coverage if they are residents of B.C.

 

If you are coming to British Columbia with a student visa and/or work permit valid for one year (or more), you are eligible for MSP coverage after completing a waiting period that normally consists of the balance of the month of arrival plus two months (3 months in total), but tourists or visitors to B.C. do NOT qualify.

 

Make sure you contact us prior to your arrival so we can sign you up for a Medical Insurance Plan that best fits your needs.